Free Legal Tool
Estimate the maximum amount that could be transferred from a pension under Ontario's Immediate Settlement Method, based on its Family Law Value.
Estimate only — not legal advice. This does not calculate the Family Law Value itself.In Ontario, the portion of a workplace or government pension earned during the marriage is family property and is included in equalization of net family property. For most registered pensions, the plan administrator calculates the 'Family Law Value,' and up to 50% of the value accrued during the marriage can be transferred to the other spouse using the prescribed FSRA family-law forms. Common-law partners are not entitled to divide a pension through equalization.
The plan administrator calculates the Family Law Value on a formal Application for Family Law Value.
Under the Immediate Settlement Method, a transfer out generally cannot exceed half the FLV.
A working spouse's ongoing defined benefit pension generally isn't adjusted until they leave the plan.
Defined contribution pensions are often more straightforward to value than defined benefit plans.
Free to use on your own website or blog — just copy the code below. Includes attribution back to Legal Solutions Law Firm.
<iframe src="https://legalsolutionslawfirm.ca/pension-division-calculator?embed=1" style="width:100%;max-width:480px;border:0;min-height:680px;" title="Pension Division Calculator" loading="lazy"></iframe>
<p style="font:12px/1.4 -apple-system,sans-serif;text-align:center;margin:6px 0 0;">
<a href="https://legalsolutionslawfirm.ca/pension-division-calculator" target="_blank" rel="noopener">Powered by Legal Solutions Law Firm</a>
</p>Our Toronto family lawyers can help you request a Family Law Value and understand your options. Get a free consultation.
Schedule your free consultation. We help clients across Toronto and the GTA navigate pension division.
More Free Tools
A calculator is a starting point — for advice on your specific situation, speak with an experienced Ontario lawyer. Free consultation.