Free Legal Tool

Pension Division Calculator

Estimate the maximum amount that could be transferred from a pension under Ontario's Immediate Settlement Method, based on its Family Law Value.

Estimate only — not legal advice. This does not calculate the Family Law Value itself.
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Pension Details
Maximum Transfer
Enter the Family Law Value and click Calculate.
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Request the FLV First

The plan administrator calculates the Family Law Value on a formal Application for Family Law Value.

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The 50% Cap

Under the Immediate Settlement Method, a transfer out generally cannot exceed half the FLV.

Active Members Are Protected

A working spouse's ongoing defined benefit pension generally isn't adjusted until they leave the plan.

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DB vs. DC Plans Differ

Defined contribution pensions are often more straightforward to value than defined benefit plans.

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Dividing a Pension in Your Separation or Divorce?

Our Toronto family lawyers can help you request a Family Law Value and understand your options. Get a free consultation.

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