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Estimate the equalization payment between spouses under Ontario's Family Law Act — comparing each spouse's Net Family Property.
Estimate only — not legal advice. Married spouses only; common-law couples don't have automatic equalization rights.In Ontario, married spouses divide the growth in their net worth during the marriage through an equalization of net family property — they do not simply split each asset. Each spouse subtracts their net worth on the marriage date from their net worth on the separation date; the spouse with the larger increase pays the other half of the difference (the equalization payment). The matrimonial home is treated specially: its full value is shared even if one spouse owned it before marriage. Common-law partners have no automatic right to equalization.
Ontario doesn't divide assets directly — instead, the spouse whose net worth grew more during the marriage pays half the difference to the other.
Unlike other assets, the value of the matrimonial home is not deducted even if one spouse owned it before the marriage — a major exception this calculator doesn't model.
Gifts and inheritances from third parties received during the marriage are excluded from equalization — but only if kept separate and not commingled with family assets.
Common-law couples in Ontario do not have automatic equalization rights — property claims typically require an unjust enrichment or constructive trust argument.
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