Judgment Collection Wizard
Winning a judgment is only half the battle — collecting on it depends on the debtor's actual assets and income. This wizard walks through what you know about the debtor to give you a personalized collectibility outlook and enforcement checklist.
Your Judgment
Common Questions
Frequently Asked Questions
Does getting a judgment mean I will get paid?
Not automatically. A judgment confirms the debt is legally owed, but collecting on it generally requires separate enforcement steps, such as garnishment or a writ of seizure and sale, and success depends on the debtor actually having identifiable income or assets.
How long is a judgment enforceable in Ontario?
A judgment is generally enforceable for 20 years in Ontario, and can potentially be renewed. However, earlier enforcement action generally improves your odds of actual recovery before assets are moved or dissipated.
What is a judgment debtor examination?
It is a court process that legally compels the debtor to attend and answer questions under oath about their income, employment, and assets — useful when you don't have enough information to pursue garnishment or seizure directly.
Can I garnish wages in Ontario?
Yes, if the debtor is employed, you can generally file a Notice of Garnishment directing their employer to withhold a portion of their wages and pay it toward the judgment, subject to statutory limits on how much can be garnished.
What if the debtor has no known assets?
Collection can be very difficult in that situation. A judgment debtor examination can help uncover assets or income you weren't aware of, but if the debtor genuinely has nothing to collect against, enforcement may need to wait until their circumstances change.
Free to use on your own website or blog — just copy the code below. Includes attribution back to Legal Solutions Law Firm.
<iframe src="https://legalsolutionslawfirm.ca/judgment-collection-wizard?embed=1" style="width:100%;max-width:480px;border:0;min-height:680px;" title="Can I Collect the Judgment? Wizard" loading="lazy"></iframe>
<p style="font:12px/1.4 -apple-system,sans-serif;text-align:center;margin:6px 0 0;">
<a href="https://legalsolutionslawfirm.ca/judgment-collection-wizard" target="_blank" rel="noopener">Powered by Legal Solutions Law Firm</a>
</p>