Free Defence Strategy Wizard · Confidential · 5 Minutes

Should I Defend This Claim? Wizard

If you've been served with a small claims Plaintiff's Claim, you generally have only 20 days to respond — missing that deadline can mean a default judgment against you. This wizard walks through the claim and your evidence to give you a personalized deadline check and defence checklist.

🕐 Takes about 5 minutes🔒 Free & confidential📋 5 quick steps
Step 1 of 50%

The Claim Against You

Common Questions

Frequently Asked Questions

How long do I have to respond to a small claims lawsuit in Ontario?

You generally have 20 days from the date you are served with the Plaintiff's Claim to file a Defence with the court. Missing this deadline can result in a default judgment being entered against you without a hearing.

What happens if I ignore the claim?

If you don't file a Defence within the deadline, the plaintiff can request a default judgment, which the court can grant based only on the plaintiff's claim, without your side being heard.

Can a default judgment be reversed?

It can potentially be set aside through a separate motion, but this isn't automatic — you generally need to show a reasonable explanation for missing the deadline and that you have an arguable defence.

Does this wizard tell me whether I will win my defence?

No. This tool identifies the factors relevant to your specific situation and helps you organize your response and evidence — it does not predict the outcome of a trial, which depends on the evidence and the judge's findings.

Can I countersue in the same case?

Yes, if you believe the plaintiff owes you something related to the same dispute, you can generally file a Defendant's Claim (counterclaim) within the same proceeding, rather than starting a separate action.

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Get Help With Your Small Claims Case

A calculator is a starting point — for advice on your specific situation, speak with an experienced Ontario lawyer. Free consultation.